:root{
  --bg:#f6f7f9;--card:#fff;--text:#111827;--muted:#667085;--line:#e5e7eb;
  --brand:#17324d;--brand2:#254f73;--accent:#d83532;--soft:#eef4f8;
  --max:1180px;--radius:22px;--shadow:0 18px 50px rgba(16,24,40,.08);
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:Inter,system-ui,-apple-system,Segoe UI,Roboto,Arial,sans-serif;background:var(--bg);color:var(--text);line-height:1.6}
a{color:inherit;text-decoration:none}
img{max-width:100%;display:block}
.container{width:min(var(--max),calc(100% - 40px));margin:auto}
.topbar{background:#0f2133;color:#eaf1f6;font-size:14px;padding:8px 0}
header{position:sticky;top:0;z-index:20;background:rgba(255,255,255,.96);backdrop-filter:blur(14px);border-bottom:1px solid var(--line)}
.nav{height:78px;display:flex;align-items:center;justify-content:space-between;gap:30px}
.logo{font-weight:800;font-size:23px;letter-spacing:-.5px}.logo span{color:var(--accent)}
nav{display:flex;gap:24px;align-items:center}
nav a{font-size:15px;color:#344054}nav a:hover{color:var(--brand)}
.btn{display:inline-flex;align-items:center;justify-content:center;padding:13px 18px;border-radius:12px;background:var(--brand);color:white;font-weight:700;border:1px solid var(--brand)}
.btn.alt{background:white;color:var(--brand)}
.hero{min-height:610px;display:grid;align-items:center;position:relative;overflow:hidden;background:#0b1017}
.hero:before{content:"";position:absolute;inset:0;background:linear-gradient(90deg,rgba(6,12,18,.92) 0%,rgba(6,12,18,.75) 46%,rgba(6,12,18,.18) 100%),url('../img/hero.jpg') center/cover no-repeat}
.hero .container{position:relative;z-index:2}
.hero-content{max-width:690px;color:white;padding:82px 0}
.kicker{display:inline-block;background:var(--accent);color:white;font-weight:800;letter-spacing:.08em;padding:8px 14px;border-radius:8px;font-size:13px;text-transform:uppercase}
h1{font-size:clamp(42px,6vw,76px);line-height:1.03;letter-spacing:-.045em;margin:22px 0 20px}
.hero p{font-size:20px;color:#e7eef4;max-width:620px}
.actions{display:flex;gap:12px;flex-wrap:wrap;margin-top:30px}
section{padding:84px 0}
.section-head{max-width:760px;margin-bottom:36px}
.eyebrow{color:var(--accent);font-weight:800;text-transform:uppercase;letter-spacing:.08em;font-size:13px}
h2{font-size:clamp(32px,4vw,48px);line-height:1.12;letter-spacing:-.03em;margin:8px 0 14px}
h3{margin:0 0 10px;font-size:22px}
.lead{font-size:18px;color:var(--muted)}
.grid{display:grid;gap:22px}
.grid-3{grid-template-columns:repeat(3,1fr)}
.grid-2{grid-template-columns:repeat(2,1fr)}
.card{background:var(--card);border:1px solid var(--line);border-radius:var(--radius);padding:28px;box-shadow:var(--shadow)}
.card p{color:var(--muted);margin:0}
.icon{width:46px;height:46px;border-radius:14px;background:var(--soft);display:grid;place-items:center;font-size:22px;margin-bottom:18px}
.media-card{overflow:hidden;padding:0}
.media-card img{height:250px;width:100%;object-fit:cover}
.media-card .body{padding:24px}
.band{background:var(--brand);color:white}
.band .lead{color:#dbe8f2}
.split{display:grid;grid-template-columns:1.05fr .95fr;gap:44px;align-items:center}
.split img{border-radius:var(--radius);box-shadow:var(--shadow)}
.stats{display:grid;grid-template-columns:repeat(3,1fr);gap:14px;margin-top:28px}
.stat{padding:20px;background:rgba(255,255,255,.08);border:1px solid rgba(255,255,255,.12);border-radius:16px}
.stat strong{display:block;font-size:24px}.stat span{font-size:14px;color:#dbe8f2}
.article{background:white;border:1px solid var(--line);border-radius:var(--radius);padding:34px}
.article h1{font-size:48px}.article h2{font-size:30px;margin-top:34px}.article p,.article li{color:#475467}
.breadcrumbs{font-size:14px;color:#667085;margin:26px 0}
.form{display:grid;gap:14px}.form input,.form textarea,.form select{width:100%;padding:14px 15px;border:1px solid #d0d5dd;border-radius:12px;font:inherit;background:white}.form textarea{min-height:140px}
.note{font-size:13px;color:#667085}
.notice{padding:18px 20px;border-radius:14px;background:#fff7ed;border:1px solid #fed7aa;color:#9a3412}
.faq details{background:white;border:1px solid var(--line);border-radius:14px;padding:18px 20px;margin-bottom:12px}
.faq summary{font-weight:700;cursor:pointer}
footer{background:#0d1d2c;color:#d9e4ec;padding:58px 0 28px}
.footer-grid{display:grid;grid-template-columns:1.4fr 1fr 1fr 1fr;gap:30px}
footer a{color:#d9e4ec;display:block;margin:8px 0;font-size:14px}
footer small{color:#9db0bf}
.cookie{position:fixed;left:20px;right:20px;bottom:20px;z-index:50;background:white;border:1px solid var(--line);box-shadow:var(--shadow);border-radius:16px;padding:18px;display:none;align-items:center;justify-content:space-between;gap:18px}
.cookie p{margin:0;color:#475467;font-size:14px}.cookie .actions{margin:0;flex-wrap:nowrap}
.mobile-toggle{display:none;background:none;border:0;font-size:25px}
@media(max-width:900px){
 nav{display:none;position:absolute;top:78px;left:0;right:0;background:white;padding:20px;flex-direction:column;border-bottom:1px solid var(--line)}
 nav.open{display:flex}.mobile-toggle{display:block}
 .grid-3,.grid-2,.split,.footer-grid,.stats{grid-template-columns:1fr}
 .hero{min-height:560px}.hero:before{background:linear-gradient(rgba(6,12,18,.78),rgba(6,12,18,.82)),url('../img/hero.jpg') center/cover no-repeat}
 section{padding:62px 0}.article{padding:24px}.article h1{font-size:38px}
}

.form label{display:block;font-weight:650;font-size:14px;margin:0 0 6px;color:#344054}
.form>div{width:100%}
.form input[type="checkbox"]{accent-color:var(--brand)}
.form-status{min-height:20px}

.hero-lead .hero-content{max-width:760px}
.hero-points{display:grid;grid-template-columns:repeat(3,1fr);gap:12px;margin:28px 0 4px}
.hero-points>div{padding:16px 18px;border:1px solid rgba(255,255,255,.18);border-radius:14px;background:rgba(255,255,255,.08);backdrop-filter:blur(6px)}
.hero-points strong{display:block;font-size:18px;color:white}
.hero-points span{display:block;font-size:13px;color:#d7e4ee;margin-top:3px}
.step-badge{width:38px;height:38px;border-radius:999px;background:var(--brand);color:#fff;display:grid;place-items:center;font-weight:800;margin-bottom:18px}
.quiz-section{background:#eef3f7}
.quiz-wrap{align-items:start}
.quiz-card{padding:30px}
.quiz-progress{margin-bottom:24px;font-size:13px;color:#667085;font-weight:700}
.progress-track{height:8px;background:#e5e7eb;border-radius:999px;overflow:hidden;margin-top:8px}
.progress-bar{height:100%;width:20%;background:var(--brand);transition:width .25s ease}
.quiz-step{display:none}
.quiz-step.active{display:block}
.quiz-step h3{font-size:27px;margin-bottom:18px}
.quiz-option{width:100%;text-align:left;padding:15px 16px;margin:8px 0;border:1px solid #d6dce3;border-radius:14px;background:#fff;font:inherit;font-weight:650;color:#263849;cursor:pointer;transition:.18s ease}
.quiz-option:hover{border-color:var(--brand);transform:translateY(-1px);box-shadow:0 8px 20px rgba(16,24,40,.06)}
.quiz-option.selected{border-color:var(--brand);background:var(--soft)}
.quiz-result{display:none}
.quiz-result.show{display:block}
.quiz-result h3{font-size:30px;margin-top:6px}
.lead-form-box{margin-top:28px;padding-top:26px;border-top:1px solid var(--line)}
.trust-box{background:#fff;border:1px solid var(--line);border-radius:16px;padding:20px;margin-top:24px}
.trust-box ul{margin-bottom:0}
.consent-row{display:flex!important;gap:10px;align-items:flex-start!important;font-size:13px!important;color:#667085!important;font-weight:400!important}
.consent-row input{width:auto!important;margin-top:4px}
.consent-row a{text-decoration:underline}
.cta-strip{padding:54px 0;background:#fff}
.cta-inner{display:flex;justify-content:space-between;gap:28px;align-items:center}
.cta-inner h2{margin-bottom:0;max-width:760px}
@media(max-width:900px){
  .hero-points{grid-template-columns:1fr}
  .cta-inner{display:block}.cta-inner .btn{margin-top:20px}
}

.direct-contact-section{background:#fff}
.text-link{display:inline-flex;align-items:center;padding:13px 4px;font-weight:700;color:inherit;text-decoration:underline;text-underline-offset:4px}
.direct-contact-section .split{align-items:start}